Tessares Corp California Department of Real Estate, 1.916.227.0931, License No. 01520967 (also doing business as Bedrock Realty)
Tessares Corp does not make mortgage loans or commitments.
If your loan request is forwarded to a Lender that makes you an offer, you should receive from the Lender a good faith estimate required under RESPA and an initial disclosure statement required under the TILA, each within three business days from the date you submit an application with the Lender. If the Lender denies your request for credit and that action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain, within sixty days, a free copy of your consumer credit report from the credit reporting agency which compiles and maintains files on consumers on a nationwide basis. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency by contacting that agency directly.
An applicant, if married, may apply for a separate account.
DISCLOSURE AND FEE ACKNOWLEDGMENT
You understand that as compensation for its services, Bedrock Realty may receive a matching fee for matching me with a Lender and a computerized loan origination fee from the Lender upon the closing of your loan. The actual amount of LendingTree’s fee should be disclosed on the Good Faith Estimate you will receive from the Lender after your loan application is submitted. This is the total compensation LendingTree will receive from the Lender for its services related to the closing of your loan and is paid by the Lender. You acknowledge that this fee will be paid to LendingTree outside of closing and that there is no other mortgage broker fee agreement between you and LendingTree.
THE HOUSING FINANCIAL DISCRIMINATION (HOLDEN) ACT OF 1977 -- FAIR LENDING NOTICE
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:
1. Trends, characteristics or conditions in the neighborhood of geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business; or
2. Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographical area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to-four unit family residences occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence. If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or:
Department of Real Estate
2201 Broadway
P.O. Box 187000
Sacramento, CA 95808-7000
Department of Corporations
320 West 4th Street
Suite 750
Los Angeles, CA 9001301105
